Protect your agricultural business against climate uncertainties.

Our Agriculture Division partners with businesses and brokers across the extensive agriculture sector, delivering industry-leading climate solutions. Our mission is to support agribusinesses aiming to protect against the effects of climate change and weather uncertainties.

We provide products designed to alleviate weather and climate risks, ensuring your agricultural enterprise thrives regardless of environmental challenges.

Agriculture Products

Comprehensive solutions for agribusinesses.

Crop Yield

Protect against revenue losses from low crop yields across a broad spectrum of crops globally.
Key Features
  • Customizable triggers based on historical yield data
  • Solutions for various crop types and regions
  • Automatic payouts when yield falls below set thresholds
Use Cases
  • Farmers, agricultural cooperatives, food processors

Precipitation

Protect your business from revenue losses caused by both excess and low precipitation.
Key Features
  • Customized triggers based on CPC or PRISM precipitation data
  • Coverage for excess and low precipitation scenarios
  • Automatic payouts when thresholds are met
Use Cases
  • Grain processors, water supply companies, farms, vineyards

Snowfall

Tailored protection against revenue losses from both excess and low snowfall accumulation.
Key Features
  • Solutions for excess snowfall, critical snow days, and low snowfall
  • Uses ERA5 snowfall data for accurate triggers
  • Flexible policy periods to match seasonal needs
Use Cases
  • Municipalities, ski resorts, event organizers, snow removal companies

Temperature

Protect against financial losses from both high and low temperature extremes.
Key Features
  • Uses PRISM daily temperature data
  • Solutions for both high and low temperature scenarios
  • Customizable triggers to suit specific business needs
Use Cases
  • Open-air markets, vineyards, agriculture businesses, energy providers

Soil Moisture

Protect against revenue losses due to excessive soil moisture affecting crops and facilities.
Key Features
  • Uses ERA5 hourly volumetric soil data
  • Customizable thresholds and coverage periods
  • Ideal for various agricultural applications
Use Cases
  • Corn processors, orchards, golf courses, athletic fields

Flexible solutions forevery agricultural need.

We provide a customized approach to protect your agricultural business from weather-related risks. Our step-by-step process ensures that you get a solution tailored to your specific needs.

Step 1: Identify Your Risk

We work with you to pinpoint the specific weather-related risks that affect your agricultural business. This could include risks from precipitation, temperature, wind, solar irradiance, or crop yields.

Step 2: Choose Your Location

Our solutions can be applied to any location worldwide, allowing you to protect your business wherever it operates.

Step 3: Select Your Risk Period

Define the specific time frame when your business is most vulnerable to weather risks. This could be a particular growing season, harvest time, or any other critical period for your operations.

Step 4: Set Your Limits

Determine the level of financial protection you need based on your potential exposure. We offer flexible limits to suit businesses of all sizes.

Step 5: Customize Your Triggers

We use advanced data sources to set precise triggers for payouts. These triggers are tailored to your specific risk profile and business needs.

Step 6: Rapid Implementation

Once your custom solution is designed, we can quickly put it into action. Our streamlined process means you can have protection in place when you need it most.

Key Benefits

Why choose Arbol for Agricultural Risk Management?

Custom Structuring

Tailor-made solutions for your specific agricultural needs.

Rapid Pricing

Quick quotes to help you make timely decisions.

Easy Payouts

Streamlined claims process for faster financial recovery.

Global Coverage

Solutions for farmers and agribusinesses worldwide.

Frequently Asked Questions

Explore our FAQ to learn how Arbol leverages technology for parametric insurance, managing climate risks effectively for diverse industries.

What is parametric insurance for agriculture?

Parametric insurance for agriculture is a type of coverage that provides payouts based on predefined weather events or indices, rather than actual crop losses. It uses objective data from trusted sources to trigger payments, offering faster and more transparent protection against weather-related risks.

How does Arbol’s parametric insurance differ from traditional crop insurance?

Unlike traditional crop insurance, which requires loss assessments and can lead to lengthy claim processes, Arbol’s parametric insurance uses predefined triggers based on weather data. This results in faster payouts, no need for loss adjusters, and greater transparency in the claims process.

What types of weather risks can be covered by Arbol’s agricultural solutions?

Arbol offers coverage for a wide range of weather risks including excess or low precipitation, extreme temperatures, wind speeds, solar irradiance, soil moisture, and crop yields. Our flexible solutions can be customized to address specific risks faced by different agricultural businesses.

How are payouts determined for Arbol’s agricultural products?

Payouts are determined automatically based on data from trusted third-party sources like the U.S. Department of Agriculture, PRISM, or ERA5. When the measured weather parameter exceeds or falls below the predefined trigger, a payout is initiated without the need for claims adjustment.

Can Arbol’s solutions be customized for my specific agricultural business needs?

Yes, Arbol’s solutions are highly customizable. We work with you to identify your specific risks, choose relevant locations, select appropriate risk periods, set coverage limits, and define triggers that align with your business needs. This ensures that you get protection tailored to your unique situation.

Case Study

Proven Success in Action

Punkin Center Gins faced a potential financial disaster due to low cotton yields. In 2020, they processed only 6,600 bales of cotton – just over a week’s worth of ginning during a normal year.

Arbol’s yield products, backed by tamper-proof U.S. Department of Agriculture data from dClimate, offer a solution for agricultural businesses. By providing quick, objective payouts based on independent data, Arbol is helping businesses like Punkin Center Gins protect themselves against the growing threats of climate-related crop failures.

Punkin Center Gins

Product Pricing Request

Are you interested in our products and want to request pricing tailored to your needs? Fill out our form and our team will provide you with a personalized quote.

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