High winds pose significant threats to agricultural businesses, damaging crops and infrastructure. Arbol’s high wind parametric coverage provides tailored financial protection based on precise, trusted wind gust data.
Used by 5,000+ Agency Partners
Traditional insurance often inadequately addresses specific wind-related agricultural losses.
Arbol’s parametric insurance provides targeted, swift financial support triggered by accurate wind speed data, minimizing business disruptions.
Set wind speed trigger threshold, customized for your operational risks
Select county, grid, or field and critical growing or harvesting season
Arbol monitors ERA5 wind gust data
If the threshold is met, payout is calculated and delivered—automatically
High Wind Gust
>45 mph gust
Insurance
Protects against trellis collapse and hops lodging losses
High Wind Gust
>50 mph gust
Derivative
Financial protection against wind damage impacting fruit yield
High Wind Gust
>60 mph gust
Insurance
Coverage against losses from wind-induced lodging
High Wind Gust
>45 mph gust
Insurance
Protects against trellis collapse and hops lodging losses
High Wind Gust
>50 mph gust
Derivative
Financial protection against wind damage impacting fruit yield
High Wind Gust
>60 mph gust
Insurance
Coverage against losses from wind-induced lodging
High wind products may be structured as insurance or derivatives depending on jurisdiction, licensing, and client-specific requirements.
Accurate, third-party wind data (ERA5 datasets)
Customizable triggers tailored specifically for agriculture
User-friendly quoting and compliance tools for brokers
Flexible structures available as insurance or derivatives
Arbol uses the ERA5 dataset, an industry-leading and trusted source of hourly wind gust data. Wind speeds are continuously tracked and validated, ensuring accurate, objective triggers and timely payouts.
Yes. Arbol’s flexible parametric products allow agricultural businesses to combine high wind coverage with other weather perils, such as temperature extremes, rainfall, or soil moisture, creating comprehensive and customized protection against multiple risks.
Yes, licensing requirements depend on the structure of the product. Insurance products require agents or brokers to hold appropriate insurance licenses, while derivative products necessitate financial market licenses. Arbol provides clear guidance based on jurisdiction and product specifics.
Insurance: Regulated by insurance laws and sold by licensed insurance agents or brokers, ideal for straightforward financial protection from wind-related agricultural losses.
Derivatives: Financial instruments linked directly to wind triggers, regulated under financial market regulations, suitable for advanced risk management strategies by sophisticated clients or brokers.
Absolutely. Arbol’s high wind coverage provides essential protection for agricultural operations often underserved by federal insurance programs, including specialty crop farms, orchards, hops producers, and other wind-sensitive agricultural activities.
Yes. Arbol’s parametric coverage is highly customizable, allowing agricultural businesses to set specific wind speed thresholds and coverage durations aligned precisely with their operational and financial risk profiles.
